When in doubt about a gift to give, get creative and be thoughtful. Think about your most cherished gifts throughout the years – they’re probably some of the most thoughtful gifts you have received. Thoughtful and creative gifts, such as a scrapbook of shared memories or an appreciation book may take a little more effort or time, but they’ll no doubt be some of your recipients’ favorites and will also probably save you money in the long run.
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If you were able to save some money throughout the year to help lighten the financial burden when the holidays roll around, great. If not, make a plan to pay off the money you have spent once the new year arrives. It’s important that you set a financial strategy that works for you and your budget.
There’s nothing worse than buying a gift at full price, only to see that another retailer is selling it cheaper. So, before you hit the stores, do your homework and compare prices for the gifts you know you want to buy. From newspaper ads to online shopping that offers free shipping and other holiday deals, do your research and create a “plan of attack” to help your money work harder for you.
If you have had trouble finding the perfect gift or you simply run out of time, give the gift that everyone’s sure to enjoy. A Nationwide Bank Visa® Gift Card is the ideal gift for anyone on your holiday shopping list. You can even register a Visa Gift Card to protect it if it’s ever lost or stolen – something you can’t do with a holiday card filled with cash.
